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15 Jan 2020
By 24hr Mortgage

What Does A Property Management Company Do?

Real Estate, ,
For those who are interested in learning more about real estate, property management companies are an important topic of discussion. Some people might not ever consider hiring a property management company. Other people wouldn't ever invest in real estate without a property management company to help them out along the way. This can be a hard decision for people to make. In order to figure out if hiring a management company is the right decision, it is important to think about what they do. What Is Property Management? It is the job of a management company to both maintain the…
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14 Jan 2020
By 24hr Mortgage

Is A 15 Or 30 Year Mortgage Right For You?

Mortgage, ,
When someone is looking to purchase a house, they need to think about how long they want their mortgage to last. While a bank can structure a mortgage to last for any number of years, the most common lengths are 15 and 30 years. While a 30-year mortgage is typically more affordable, a 15-year mortgage is cheaper overall.  When someone is trying to decide how long they want their mortgage to last, there are a few important tips to keep in mind. The Benefits Of A 15-Year Mortgage There are a few important benefits that everyone should know about a…
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13 Jan 2020
By 24hr Mortgage

What’s Ahead For Mortgage Rates This Week – January 13th, 2020

Financial Reports, ,
Last week’s economic reports included readings on public and private sector jobs, the national unemployment rate and weekly readings on mortgage rates and new unemployment claims. ADP: Private-Sector Job Growth Eases in December Private-sector jobs increased by 202,000 jobs in December and exceeded expectations. November’s original reading of 60,000 new private-sector jobs was revised to 124,000 jobs. Three and six-month average private-sector job growth rates were 159,000 and 151,000 jobs, but these growth rates fell short of 2018’s average monthly job growth rate of 218,000 jobs added. Analysts said that private-sector job growth has settled into a more modest but…
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10 Jan 2020
By 24hr Mortgage

10 US Cities With Highest Mortgage Denial Rates

Mortgage, ,
For many, owning property is seen as a rite of passage. At the same time, for most people, accomplishing this dream is largely dependent on the approval of a mortgage. For this reason, it is important for people to think carefully when deciding who to ask for a mortgage. Some cities have a higher mortgage approval rate than others. Identifying Problems With A Mortgage Application Before applying for a mortgage, it is important to think about the most common reasons why someone might be rejected. First, if someone has a debt to income ratio that is too high, they are…
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09 Jan 2020
By 24hr Mortgage

What Is A Short Sale?

Real Estate, ,
Nobody enters into a mortgage assuming they are going to fall short on their payments; however, life happens and borrowers might need a way out. In serious situations, lenders may elect to foreclose on homeowners who are unable to make their mortgage payments. Fortunately, there might be another way out. This is called a short sale. A short sale can be used to help homeowners who are struggling cater to those who are looking to buy a home. At the same time, there are risks to both parties. Therefore, there are a few important points to keep in mind. What…
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08 Jan 2020
By 24hr Mortgage

Why Buying A Home In An Adjacent Area To The Best Neighborhood Is A Wise Strategy

Real Estate, ,
Have you ever seen a scientific experiment with things growing in a Petri dish? This is a metaphor for how neighborhoods grow as well. Things in a Petri dish grow towards the areas that have more nutrition to attract them and repel from areas that have bad things that they do not want. A popular neighborhood does a similar thing. It may have boundaries that are certain street or other physical barriers. Nevertheless, if the area builds its popularity, it tends to grow and might also cause an improvement in the surrounding areas. Homes In Adjacent Neighborhoods An adjacent neighborhood…
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