Steps to Take Now to Build Your Credit for a Home Purchase Next Year
If you're thinking about buying a new home next year, there's one important factor to consider before you start browsing listings—your credit score. A strong credit score can make a huge difference in the interest rates you will qualify for and can also determine your mortgage approval. Starting the process of improving your credit now gives you a head start, putting you in a better position to achieve your homeownership goals when the time comes. Here are five steps to help you get started: 1. Check Your Credit Report Before anything else, it's essential to know where you stand. Request…